Personalizing Financial Goals and Objectives • Cinergy Financial

4 Financial Stages Of Life

Family and Career Building Years

Accumulation of Wealth:

  • Working Towards Growing Savings
  • Prepare Will/Power of Attorney and Health Care Directives
  • Insurance Planning
  • Collage Education Founding

Pre-Retirement Years

Balancing Portfolio:

  • Retirement Savings/Income Analysis
  • Paying Off Mortgage
  • Risk Management
  • Strategies To Reduce Taxes

Retirement Years

Distribution and Income Phase:

  • Seeking To Manage Saving Last
  • Turn Savings Into Income
  • Social Security Analysis

Later Retirement Years

Legacy Planning:

  • Estate Planning
  • Managing Tax Efficiency
  • Assisted Living Option