Redefining Financial Literacy • Cinergy Financial


Unlock the Hidden Forces of Your Financial Future

by Cindy Couyoumjian, Executive Financial Advisor

Worried about retirement?

Wish you could save better, feel more confident, and gain knowledge?

This is the book for you.

For 20 years, Cindy has been transforming investment mindsets and preparing clients for the retirement they deserve. Now, it’s your turn.

You will learn how to:

  • Unlock your financial future with smarter investing
  • Consider alternative investments
  • Pursue the American Dream for yourself and your family

Take a deep dive into the historical and economic forces that have shaped our financial world, and start taking action to unlock your own financial future.

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Order your copy of Redefining Financial Literacy today and receive the following BONUS gifts:

• Immediate access to the preface and introduction of Redefining Financial Literacy

• Access to the 5 Part Transform Your Investment Mindset Video Series to help you transform your investment outcomes.

• Exclusive access to the Redefining Financial Literacy Quick Tips Video Series where you will be given the tools to navigate the complex world of finance, improve your investment outcomes and potentially provide a sustainable retirement for you and your family.

To redeem your special offer, simply purchase a copy of Redefining Financial Literacy at your preferred retailer and use your receipt number to complete the form below.

    We’ll never send spam or share your email. We’ll only send you the breakthrough financial literacy you need.

    Special Offers For Bulk Purchases Available!

    10% discount for those ordering 2-49 copies

    Exclusive Call with Cindy Couyoumjian for anyone who orders over 50 or more copies. Cindy will set up an exclusive, private chat with your organization or team for book-related Q&A.


    Redefining and Reclaiming Financial Literacy

    As an executive financial advisor with over thirty-four years of industry experience, Cindy Couyoumjian is committed to filling the financial literacy void for many Americans. In her timely and thought-provoking book, Cindy gives a unique macro perspective of what she calls ”the hidden forces behind your money,” which are the unseen political and economic forces that may influence your investment decisions.

    Through meticulous research, Cindy shows how these hidden forces have contributed to a complex retirement system, which includes pensions, social security, and what she believes is the outdated 60/40 investment model. To address this issue, Cindy explains how a potentially impactful multi-asset-class investment methodology, known as the REALM model, may offer broader investment strategies aimed to mitigate risk from the hidden forces that may negatively impact your goals for retirement.

    Redefining Financial Literacy can help you:

    • Understand the complex macro forces that you cannot control, yet could determine your financial future
    • Take actionable steps to regain command of your retirement strategy
    • Build a retirement with potential durable income strategies, lesser volatility, and risk-adjusted returns

    Redefining Financial Literacy and Cindy’s innovative REALM model can open your eyes to investment possibilities while helping you regain confidence in the American dream.

    Diversification does not guarantee profit nor is it guaranteed to protect assets. There is no assurance that any strategy/model will achieve its objectives.

    Registered Principal offers securities and advisory services through Independent Financial Group, LLC (IFG), a Registered Investment Adviser. Member FINRA/SIPC. IFG, Cinergy Financial, and Greenleaf Book Group are not affiliated companies.


    Cindy Couyoumjian’s greatest passion is to empower people by expanding their financial literacy and awareness. As the founder of Cinergy Financial, Cindy believes that financial literacy is a moral imperative, which is why she devoted her professional life to help people understand the constantly evolving financial and economic landscape. As a Executive Financial Advisor, with 34 years in the industry, 8 securities licenses (the series 65, 63, 31, 26, 24, 22, 7, and 6), as well as a California Insurance License (License #0719038), Cindy has become not only a leader in the financial industry, but also an innovator of investment methodology.

    Cindy’s unwavering commitment to the retail investor is only exceeded by her passion for education. She believes that well-informed and knowledgeable investors are equipped to make better decisions. Cindy’s enduring success is attributable to her unwavering dedication to her clients, and commitment to customer service that is second to none, and practicing best interest standards for her clients in her financial planning.

    Cindy’s commitment to financial literacy is evidenced by her numerous educational platforms. She understands we all retain information differently, so she offers various medians to deliver financial educational forums. For example, a YouTube channel filled with video lectures on financial and economic topics, Financial Literacy Podcasts, and Virtual Webinars. She also hosts a monthly lecture series designed to engage the audience by simplifying the complexity of our economic landscape. Her passion can be heard with her weekend broadcasts on Saturday’s 790 KABC: 6:30 to 7:00 am and a little later on Saturday on AM870: 8:30 to 9:00 am. And, Sunday’s 790 KABC: 11:00 to 11:30 am. Cindy’s website ( is filled with valuable information, news, and how to potentially change your investment mindset through facts not fear because she believes that knowledge is power, and no investor should be left behind!

    Ready to Talk to Someone on Our Team Now?
    Call for a Free Consultation at:

    (714) 210-0549

    Cinergy is Committed to Financial Literacy.

    Watch Our Financial Literacy Videos.