One of the ironies of America being an economic superpower is the lack of financial literacy. There are two broad reasons for this. First, our educational system never incorporated financial literacy into the curriculum. Second, the financial industry does not devote...
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How to Plan Your Financial Future
People often dream of a financial future that is in direct conflict with their current reality. The question of how to plan your financial future requires specific and detailed action steps. For example, rather than having a vague idea that you want to retire...
Advice for Retirement
Retirement is unlike other life transitions in that you need to plan years, or preferably, decades in advance and you'll need advice for retirement. Before we get into specific retirement advice and investment strategy, it is important to remember two broadly defined...
Financial Risk Management Strategies
Financial risk management strategies is a process assessing, managing, and mitigating losses. This process is used by large corporations as well as financial planners to potentially minimize risk. One very important feature of financial risk management is to reduce...