Cindy Couyoumjian • Cinergy Financial

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Retirement Planning Advice

Retirement Planning Advice

I tell people that retirement planning advice is not simply an important aspect of financial planning; it is, in my opinion, a critical part of life planning. Retirement is a life transition that requires long-term forward planning and preparation. One glaring factor...

Financial Literacy 101

Financial Literacy 101

One of the ironies of America being an economic superpower is the lack of financial literacy. There are two broad reasons for this. First, our educational system never incorporated financial literacy into the curriculum. Second, the financial industry does not devote...

Financial Literacy 101

One of the ironies of America being an economic superpower is the lack of financial literacy. There are two broad reasons for this. First, our educational system never incorporated financial literacy into the curriculum. Second, the financial industry does not devote...

Risk Management Financial Risk Planning

Financial risk is the potential to lose some or all of your investment capital. Individual investors face financial risk whenever they invest their money. Financial markets also face risk, “due to various macroeconomic forces, changes to the market interest rate, and...